Privacy choices

    We use strictly necessary technologies to run the platform. In Unknown region mode, non-essential analytics, personalization, advertising, social embeds, and functional preference cookies follow the choices you make here. Unknown regions default to the stricter opt-in behavior.

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    Privacy Policy

    Effective date: May 2, 2026. Last updated: May 2, 2026.

    1. Introduction and Controller

    This Privacy Policy describes how Advanced Capital Management ("we", "our", "us") collects, uses, and discloses personal data when you use our website and algorithmic portfolio builder (the "Platform"). For privacy questions, contact [email protected]. The precise legal contracting entity and any EU/UK representative details require attorney review before production launch.

    2. Information We Collect

    We collect information directly from you, automatically from your use of the Platform, and from service providers when needed to provide the service.

    • Identifiers: username, email address, password hash, IP address, user agent, authentication identifiers.
    • Financial & Portfolio Data: In-app settings, saved portfolios, and algorithmic preferences that you manually input.
    • Usage and Security Data: feature usage, quota events, support events, source endpoints, timestamps, rate-limit and security logs.
    • Payment Data: Stripe customer and subscription identifiers. Stripe processes payment card data; we do not store full card numbers.
    • Cookie and Consent Data: consent category choices, policy versions, timestamp, region mode, and Global Privacy Control status. See our Cookie Policy.

    3. Purposes and Legal Bases

    We use personal data to:

    • Operating, maintaining, and providing features of the Platform.
    • Generate, save, monitor, and optimize portfolios at your request.
    • Communicate with you regarding authentication, support, billing, and service updates.
    • Protecting the integrity of the Platform by monitoring for unauthorized access and fraud.
    • Administer subscriptions, quotas, and payment-related support.
    • Comply with legal obligations and enforce our Terms.

    For GDPR/UK GDPR purposes, likely legal bases include contract necessity, legitimate interests for security and service administration, legal obligation, and consent for non-essential cookies or marketing technologies. Final legal-basis mapping requires attorney review.

    4. Sharing and Processors

    We do not currently sell personal data or share it for cross-context behavioral advertising. We may disclose personal data to service providers that help operate the Platform, including cloud hosting, database infrastructure, email delivery, payment processing, bot prevention, authentication, support, and market-data services.

    We may also disclose information when required by law, to protect rights and security, or in connection with a corporate transaction. International transfer safeguards and a processor/subprocessor list should be finalized before production launch.

    5. Retention and Security

    We retain personal data only as long as reasonably needed for the Platform, account management, billing, security, legal compliance, dispute resolution, and backup integrity. Specific retention schedules for usage events, support tickets, portfolio data, and security logs require operational and legal approval.

    We use technical and organizational safeguards designed to protect personal data, including HttpOnly refresh-token cookies, access controls, rate limiting, audit logs, and secure transport in production. No service can guarantee absolute security.

    6. Your Rights

    Depending on your region, you may have rights to access, delete, correct, port, restrict, object to, or withdraw consent for personal data processing. You may also have rights to opt out of sale, sharing, targeted advertising, certain profiling, and certain sensitive-data processing, plus a right not to be discriminated against for exercising privacy rights.

    You can manage cookies and opt-outs through Cookie Settings in the footer. We honor Global Privacy Control as an opt-out of sale/sharing and targeted advertising for applicable US jurisdictions. To submit a privacy request, contact [email protected]. Appeal-process wording for US state laws requires attorney review.

    7. Children, Automated Decisions, and Updates

    The Platform is not intended for children under 18. The Platform provides algorithmic portfolio modeling outputs for informational and computational purposes, but does not make legally binding or similarly significant automated decisions about you. We will update this Policy when our practices materially change.

    8. Contact Information

    For questions concerning this privacy policy, please contact us at:
    Advanced Capital Management[email protected]